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Let's Talk Housing in Larimer

People First Housing

Deeply Affordable • Affordable • Missing Middle • Workforce

Core Truth:
Housing is infrastructure — but in lean budget years, infrastructure gets built through leverage, coordination, and coalitions, not wishful thinking.


With reduced state dollars, limited county revenue, and utilities controlled by municipalities, my plan focuses on what the County can actually do well: convene, align, de-risk projects, reduce costs, and lock in long-term affordability.

Deeply Affordable Housing (0-30% AMI)

Stability for our most vulnerable neighbors

 

Who this serves

  • People exiting homelessness
     
  • Seniors on fixed incomes
     
  • People with disabilities
     
  • Residents one crisis away from losing housing

The County’s Role

  • Land-first strategy 
    • Prioritize public, nonprofit, & faith-owned land
    • Use long-term ground leases not costly purchases
  • Supportive housing partnerships
    • Pair housing with behavioral health, aging, & stability services
    • Coordinate closely with providers & nonprofits 
  • Preservation over replacement
    • Invest in keeping people housed via eviction prevention, stabilization funds, & services

 

Why this works in tight budgets

  • It is far cheaper to keep someone housed than to rehouse them later
     
  • Reduces strain on emergency services, hospitals, and jails
     
  • Maximizes outside funding and service dollars
     

Affordable Housing (30-60% AMI)

Housing for families who are working — and still struggling


Who this serves

  • Retail and service workers
     
  • Home health aides
     
  • Early-career workers
     
  • Fixed-income families

The Strategy: Permanently Affordable, Not Temporary

  • Community Land Trust–style models
    • County helps coordinate land access
    • Homes remain affordable forever, not just 30 years 
  • Stacked financing
    • Philanthropy
    • Federal programs
    • Mission-aligned private capital
    • Municipal participation
  • Fee reductions instead of cash
    • Reduced county fees for deed-restricted affordability
    • Faster approvals to lower carrying cost

Show More

 

County value-add

Predictability, coordination, and affordability protections — not blank checks.
 

Missing Middle Housing (60-100% AMI)

The housing we stopped building — and desperately need

Who this serves

  • Young families
     
  • Seniors downsizing
     
  • Local workers priced out of single-family homes

The Big Shift: Normalize Small-Scale Density

  • Pre-approved “Missing Middle Playbook”
    • Duplexes, fourplexes, cottage courts, small apartment buildings
    • Neighborhood-scale, not high-rise
  • Fast-track approvals
    • If projects use the playbook and meet affordability goals
  • Lower development costs
    • Fewer delays
    • Clear expectations
    • Reduced risk for builders

Why this matters

  • This is the fastest way to add supply
     
  • Fits existing neighborhoods
     
  • Reduces pressure on rents countywide
     

Workforce Housing (60-120% AMI)

Live Where You Serve

Who this serves

  • Teachers
     
  • Healthcare workers
     
  • First responders
     
  • Childcare providers
     
  • Local government employees

The Workforce Housing Compact

The County convenes a Workforce Housing Compact:


Partners

  • Hospitals & healthcare org
  • School districts
  • Municipalities
  • Employers
  • Builders & developers

Contributions can include

  • Land or long-term ground leases
  • Employer down-payment assistance
  • Capital contributions
  • Infrastructure coordination

County role

  • Reduce fees
  • Align timelines
  • Lock in affordability
  • Keep projects moving

Build Where Infrastructure Exists

Housing aligned with growth management areas

 

The Reality

  • Counties don’t own utilities
     
  • Housing must align with municipal growth plans

The Solution

  • County acts as connector and coordinator
     
  • Early collaboration with:
     
    • Municipalities
       
    • Utility providers
       
    • Developers
       
  • Prioritize housing where:
     
    • Water and sewer exist or are planned
       
    • Transportation access already exists
       
    • Infrastructure costs are lowest

Build Smarter in Lean Years

Modular, standardized, and cost-controlled housing

Why this matters now

  • Faster construction
     
  • Lower per-unit cost
     
  • Predictable budgets
     
  • Easier financing

County action

  • Support modular-friendly codes
     
  • Encourage standardized designs
     
  • Reduce regulatory friction

Regional Coordination When State Dollars Shrink

Housing is infrastructure. In lean budget years, infrastructure gets built through leadership, leverage, and coalitions — not empty promises.

 

The Opportunity

  • Shared staffing and expertise
     
  • Coordinated grant applications
     
  • Less duplication
     
  • Stronger regional outcomes

People First. Community Strong.

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Lisa Chollet for Larimer County Commissioner

7424 Home Stretch Drive, Wellington, CO, USA

info@LisaForLarimer.com 970-227-1094

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